Destination guide

Moving to France from Canada

A change of pace. Working there depends on the route.

France has no visa made for remote work, so the route depends on whether you will work there and for whom. Canada has both a tax convention and a social security agreement with France.

Visitor stay
Up to 90 days in any 180 without a visa
Long-stay route
No remote-work visa. Freelancer card, first card up to 1 year
Income to plan for
More than €1,900 a month (about CA$3,000) for the freelancer card
Tax treaty
Yes. A Canada–France tax convention is in force
Social security agreement
Yes. In force since 2017, with no health insurance coordination
Travel advice
Unknown
  • Harder for salaried workers

    The salaried route needs a French employer to request work authorisation, and the visitor visa asks you to commit not to work in France. See Staying a year or longer

What we found

The research, in short.

Research information, not advice. Sources last checked 15 October 2026.

Visiting

Canadian passport holders can stay up to 90 days in any 180 without a visa. We found no current French government page that gives Canadians extra days beyond that. Longer stays need a long-stay visa. We found no official page that says whether remote work for a Canadian employer counts as work in France.

  • The visitor visa requires a commitment not to work in France. Ask the consulate how that applies to remote work for a Canadian employer.
  • If you are 18 to 35, the France–Canada youth mobility agreement allows working-holiday or young-professional stays of up to 24 months in total. It is not covered in detail here.

Sources: Service-Public.fr (French government information service), France-Visas (official French visa portal), Government of Canada (travel.gc.ca), Embassy of France in Canada. Checked 10 October 2026.

Staying a year or longer

France has no visa made for remote work. The route written for freelancers is the long-stay visa marked "entrepreneur/profession libérale". The activity must be your main one, registered, economically viable and matched to your qualifications or experience. It must be able to produce more than €1,900 a month (about CA$3,000), the gross monthly minimum wage.

  • The first freelancer card lasts up to one year and costs €350 in tax stamps. After it, a four-year card is possible if you still meet the conditions, reach A2 French and pass a civic exam.
  • The salaried route needs a work authorisation that your employer requests online before you travel. For the EU Blue Card, plan for a gross salary of more than €60,000 a year.
  • The visitor card does not allow work in France. For a single person, plan for resources of more than €18,000 a year (about CA$28,700), or more than €1,500 a month (about CA$2,400).
More detail

These income figures follow the French minimum wage (Smic), which changes at least once a year. The requirements for 2027 need reconfirming, so check the current figure when you apply.

Neither route is approved for you, and visa permission and tax are separate questions.

Sources: Service-Public.fr (French government information service), France-Visas (official French visa portal), European Central Bank. Checked 15 October 2026.

Documents, fees and timing

France-Visas sets the document list for your situation through its visa wizard. A new freelance activity needs Urssaf registration, evidence that it can pay more than €1,900 a month, any licence for a regulated profession, and an OFII medical certificate. For the visitor card, the prefecture later asks for resources, health insurance, a handwritten statement that you will not work in France, a birth certificate and proof of address. Only Canadian residents can apply through the consulate in Canada.

  • In Canada you apply at a VFS Global centre in Montreal, Toronto, Vancouver or Ottawa, and the consulate in Montreal examines the file. VFS charges a service fee of €31.50, paid in Canadian dollars.
  • For a long stay, France-Visas and Service-Public say to apply no more than 3 months before you leave, while the embassy says up to six months. Allow at least a month to get an appointment.
More detail

Silence from the authorities for 2 months counts as a refusal.

Civil documents must come with a certified French translation.

If you are issued a VLS-TS, you must validate it online within 3 months of arrival, and pay a tax. For the liberal-profession visa, Service-Public says to request a card within 2 months of arrival, and one France-Visas page gives 15 days. Confirm which deadline applies to the visa you are issued.

We found no official processing times, so they are unknown.

Sources: Service-Public.fr (French government information service), France-Visas (official French visa portal), Embassy of France in Canada. Checked 15 October 2026.

Tax

The CRA looks at your residential ties. If you keep a home or other main ties in Canada, you are usually still a factual resident, although a treaty can make you a deemed non-resident instead. France treats you as resident if any one test is met: your home or main place of stay, work that is not incidental, or your main economic interests. A Canada–France tax convention is in force.

  • For 2025 income, the French scale runs from 0% up to €11,600 per share, then 11%, 30% from €29,580, 41% and 45% above €181,917. The scale for 2026 income is not yet set.
  • If you emigrate, you are treated as having sold most property at fair market value on departure. Canadian real estate, RRSPs, TFSAs and pensions are among the exceptions.
More detail

Form T1161 applies if everything you owned was worth more than CA$25,000. You can elect to defer the tax until you sell, but security is needed if the federal tax deferred is over CA$16,500 (CA$13,777.50 for former Québec residents).

Under the Canada–France agreement in force since 2017, you are generally covered where you work. It has no health insurance coordination.

Employees sent temporarily by a Canadian employer can stay in Canadian cover for up to 3 years. Self-employed people need an exceptional agreement from the CRA and the French side, shown on form CPT52. Micro-entrepreneur contributions are 25.6% of takings for non-regulated services, under €83,600 a year. Employees pay CSG and CRDS of 9.7% on 98.25% of pay. These show how it works, not your bill.

The agreement covers the Canada Pension Plan and Old Age Security, not the Québec Pension Plan. Québec and France have their own social security entente, so Québec contributors should check it separately. A CPP retirement pension can be paid abroad with one valid contribution. OAS can be paid abroad only after 20 years' residence in Canada since age 18, and an agreement may help you qualify.

You usually become a non-resident of Canada on the latest of leaving, your family leaving, or becoming resident abroad.

Sources: BOFiP-Impôts (official French tax doctrine), Service-Public.fr (French government information service), impots.gouv.fr (French tax authority), Urssaf (French social contributions collector), Canada Revenue Agency, Department of Finance Canada, Government of Canada, CLEISS (French centre for European and international social security liaison). Checked 10 October 2026.

Setting up

Provincial health cover depends on your province, so ask your provincial plan. Ontario, for example, can keep OHIP for up to two years away if Ontario stays your primary home and you meet the presence rules, or for full-time temporary work abroad. Both visa routes need health cover for the stay.

  • If you work in France, you can join the public health scheme (PUMa) as soon as your application is accepted. Without work, you wait 3 months.
  • Members with little work income and large capital income may owe the cotisation subsidiaire maladie, up to 6.5% above a threshold. A 2026 law adds a contribution for some members without work, awaiting a decree.
More detail

If the tax office has not written to you, ask your local tax office (SIP) with your civil status, a postal address and a copy of an ID. You then get an email to create your online account. Online filing is compulsory if your home has internet, and returns for 2026 income open in April 2027.

If you emigrate, you must tell Canadian payers and your financial institutions that you are no longer resident.

Anyone living in France who is refused a bank account can ask the Banque de France to name a bank that must open one with basic services. You need the refusal letter, or proof the bank did not reply, plus ID and proof of address.

For an unfurnished lease, the deposit is capped at one month's rent before charges. For a furnished lease, it is two months. A landlord may accept a foreign tax notice where your income was not taxed in France.

Emergency payments abroad under OHIP are capped. Other provinces, including Québec and British Columbia, set their own rules.

Sources: Service-Public.fr (French government information service), Banque de France, Government of Ontario, Canada Revenue Agency. Checked 15 October 2026.

Living in Toulouse

Toulouse is the main place the research looked at. France's tourism agency calls it the country's fourth-largest metropolis, known as la Ville Rose for its red-brick façades. The government's 2025 asking-rent indicator for small unfurnished flats is about €16 per m² including charges, below Montpellier and Bordeaux at about €18 to €19 and central Lyon at about €19 to €20. It is a modelled average, not a quote for any one home.

  • Toulouse has one of the largest universities in France outside Paris, Airbus, and the Canal du Midi, a World Heritage waterway linking it to the Mediterranean.
  • It is about 4 hours 10 minutes by TGV from Paris Montparnasse, or about 1 hour 20 minutes by plane to Toulouse-Blagnac.
More detail

Summers are hot. Météo-France's 1991 to 2020 normals for Toulouse-Blagnac give an average August high of 28.5°C and about 33 days a year at 30°C or more.

The same normals give about 27 frost nights and 627 mm of rain a year.

We found no official source for energy bills, transport passes, internet, groceries or health cover, so those costs are unknown here. We give no total because it would be incomplete, and personal tax and social contributions are not included.

Sources: Atout France (French national tourism agency), Météo-France, Ministère de la Transition écologique (data.gouv.fr). Checked 10 October 2026.

Other places we looked at

The research also looked at Clermont-Ferrand and Lyon, for contrast. Clermont-Ferrand is a smaller university city with colder winters. Lyon is a larger city with rent control and higher rents.

  • Clermont-Ferrand: the government's 2025 indicator puts small-flat asking rents at about €14 to €15 per m², below Toulouse. Météo-France normals give about 56 frost nights a year and a January low of 0.6°C.
  • Clermont-Ferrand: the tourism agency describes the volcanoes of the Chaîne des Puys, Michelin's headquarters and a black lava-stone cathedral. It is about 3 hours 45 minutes by train from Paris.
More detail

Lyon: for leases signed since November 2021, base rent must stay under a published upper reference rent unless a justified supplement applies. The 2025 indicator for small flats is about €19 to €20 per m² in central arrondissements.

Lyon: Météo-France normals for Lyon-Bron give 821 mm of rain a year and about 31 days at 30°C or more.

Sources: Ministère de la Transition écologique (data.gouv.fr), Atout France (French national tourism agency), Météo-France, Service-Public.fr (French government information service). Checked 10 October 2026.

The country

More on France.

Sources

Official sources we used.

Government and official pages only, each with the date we checked it.

  1. City summary: Toulouse, Atout France (French national tourism agency), US press site. Checked 10 October 2026.
  2. Top French Cities: Clermont-Ferrand at a glance, Atout France (French national tourism agency), US press site. Checked 10 October 2026.
  3. Right to a bank account (droit au compte), Banque de France. Checked 10 October 2026.
  4. Income tax: taxable persons and tax domicile (BOI-IR-CHAMP-10), BOFiP-Impôts (official French tax doctrine). Checked 10 October 2026.
  5. CPT52: certificate of coverage under the Canada–France agreement, Canada Revenue Agency. Checked 10 October 2026.
  6. Dispositions of property when you leave Canada, Canada Revenue Agency. Checked 10 October 2026.
  7. Leaving Canada (emigrants), Canada Revenue Agency. Checked 10 October 2026.
  8. Who can apply for a certificate of coverage, Canada Revenue Agency. Checked 10 October 2026.
  9. Accord de sécurité sociale France–Canada (summary and text), CLEISS (French centre for European and international social security liaison). Checked 10 October 2026.
  10. Québec: type of social security agreement with France, CLEISS (French centre for European and international social security liaison). Checked 10 October 2026.
  11. Self-employed workers from Canada in France, CLEISS (French centre for European and international social security liaison). Checked 10 October 2026.
  12. Tax treaties in force, Department of Finance Canada. Checked 10 October 2026.
  13. Accord franco-canadien relatif à la mobilité des jeunes (France–Canada youth mobility agreement), Embassy of France in Canada. Checked 10 October 2026.
  14. Demander un visa pour la France (applying for a visa), Embassy of France in Canada. Checked 10 October 2026.
  15. Euro reference rates, 9 October 2026, European Central Bank. Checked 10 October 2026.
  16. Canada: where to apply (archived copy), France-Visas (official French visa portal), Internet Archive copy of 19 May 2026. Checked 10 October 2026.
  17. Long-stay visa (archived copy), France-Visas (official French visa portal), Internet Archive copy of 24 August 2026. Checked 10 October 2026.
  18. Séjour touristique de plus de 3 mois (visitor long-stay visa, archived copy), France-Visas (official French visa portal), Internet Archive copy of 6 October 2026. Checked 10 October 2026.
  19. Self employed person or liberal activity (archived copy), France-Visas (official French visa portal), Internet Archive copy of 11 January 2026. Checked 10 October 2026.
  20. Canada–France social security agreement, Government of Canada. Checked 10 October 2026.
  21. Lived or living outside Canada: do you qualify for CPP and OAS, Government of Canada. Checked 10 October 2026.
  22. Travel advice and advisories: France (entry and exit requirements), Government of Canada (travel.gc.ca). Checked 10 October 2026.
  23. OHIP coverage while outside Canada, Government of Ontario. Checked 10 October 2026.
  24. How your tax band and rate are worked out, impots.gouv.fr (French tax authority). Checked 10 October 2026.
  25. Climate normals 1991–2020, Clermont-Ferrand, Météo-France. Checked 10 October 2026.
  26. Climate normals 1991–2020, Lyon-Bron, Météo-France. Checked 10 October 2026.
  27. Climate normals 1991–2020, Toulouse-Blagnac, Météo-France. Checked 10 October 2026.
  28. Carte des loyers 2025: asking-rent indicators by commune, Ministère de la Transition écologique (data.gouv.fr). Checked 10 October 2026.
  29. Carte de séjour "entrepreneur/profession libérale", Service-Public.fr (French government information service). Checked 15 October 2026.
  30. Carte de séjour "salarié" ou "travailleur temporaire", Service-Public.fr (French government information service). Checked 10 October 2026.
  31. Carte de séjour "talent", Service-Public.fr (French government information service). Checked 10 October 2026.
  32. Carte de séjour "visiteur" (visitor residence card), Service-Public.fr (French government information service). Checked 10 October 2026.
  33. Future tenant: documents a landlord may ask for, Service-Public.fr (French government information service). Checked 10 October 2026.
  34. Income tax scale (barème) for 2025 income, Service-Public.fr (French government information service). Checked 10 October 2026.
  35. Income tax: first return (getting access with a tax number), Service-Public.fr (French government information service). Checked 10 October 2026.
  36. Long-stay visa (more than 3 months to 1 year), Service-Public.fr (French government information service). Checked 15 October 2026.
  37. Lyon and Villeurbanne: rent control, Service-Public.fr (French government information service). Checked 10 October 2026.
  38. Minimum wage (Smic): amounts, Service-Public.fr (French government information service). Checked 15 October 2026.
  39. Security deposit in a residential lease, Service-Public.fr (French government information service). Checked 10 October 2026.
  40. Universal health protection (PUMa), Service-Public.fr (French government information service). Checked 10 October 2026.
  41. Validate a VLS-TS and pay the tax (online procedure), Service-Public.fr (French government information service). Checked 10 October 2026.
  42. Auto-entrepreneur (micro-entrepreneur): the essentials, Urssaf (French social contributions collector). Checked 10 October 2026.
  43. CSG and CRDS, Urssaf (French social contributions collector). Checked 10 October 2026.

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