Destination guide

Moving to Thailand from the US

Eleven or twelve hours ahead of New York. A visa built for remote work.

Thailand has a visa built for remote work, the Destination Thailand Visa, and it asks for a bank balance rather than an income figure. Once you count as a Thai tax resident, foreign income you bring into Thailand can be taxed there, and the US keeps taxing you as a citizen.

Visitor stay
30 days without a visa, plus one possible 30-day extension
Long-stay route
Destination Thailand Visa: 5 years, 180 days per entry
Income to plan for
A balance of more than THB 510,000 (about US$15,200), not an income
Tax treaty
Yes. The US and Thailand convention, in effect since 1 January 1998
Social security agreement
No
  • Good fit for remote workers

    The Destination Thailand Visa is for remote workers and freelancers, among others. See Staying longer

What we found

The research, in short.

Research information, not advice. Sources last checked 16 October 2026.

Visiting

Since 15 September 2026, US passport holders can enter Thailand without a visa for tourism only, for up to 30 days. One extension of up to 30 days is at the immigration officer's discretion. Entries by land on the exemption are limited to two a calendar year.

  • Every foreign visitor, including those entering visa-free, completes the Thailand Digital Arrival Card online within three days before arriving.

Sources: Royal Thai Embassy, Royal Thai Consulate-General, Tourism Authority of Thailand (TAT Newsroom). Checked 15 October 2026.

Staying longer

The Destination Thailand Visa (DTV) lasts five years with multiple entries. Each entry allows 180 days, and you can apply once at immigration to extend by another 180 days. After that you must leave and re-enter. The embassy pages do not say whether you may serve Thai clients, and the DTV is not a Thai work permit.

  • The test is a balance, not an income. The Washington embassy asks for savings or checking statements for the last three months, each ending with the minimum balance. To be safe, hold more than THB 510,000 at the end of every month, about US$15,200 at the Bank of Thailand rate of 9 October 2026.
  • The Long-Term Resident (LTR) visa is set as an income instead. To be safe, plan for more than US$81,000 a year on average over two years, or more than US$41,000 with a master's degree or higher.
  • The LTR Work-from-Thailand category is for employees of a listed company, or of one with at least three years of operation and US$50 million in combined revenue over three years. Freelancers do not fit it as written.
  • Working for a Thai company needs a Non-Immigrant B visa with a Ministry of Labour approval letter (WP32).
More detail

The LTR gives five years, renewable for five more, with yearly instead of 90-day reporting. It needs health cover.

The O-A long-stay visa is only for people aged 50 or over, and it prohibits employment.

Sources: Royal Thai Embassy, Thailand Board of Investment (BOI), Bank of Thailand. Checked 11 October 2026.

Documents, fees and timing

All three visas are applied for online through the Thai e-Visa system and paid by credit card. The fees are $400 for the DTV, $1,600 for the LTR after Board of Investment endorsement, and $80 for the Non-Immigrant B. The Washington DTV page gives no processing time and warns that unclear or missing uploads delay it.

  • DTV: a passport valid for six months, a recent photo, proof of current location, three months of bank statements, proof of work (an employment contract or certificate, or a portfolio for freelancers) and a criminal record clearance such as an FBI certificate issued within three months.
  • LTR: a Board of Investment endorsement letter, valid for 60 days, addressed to the Washington embassy.
  • Non-Immigrant B: the WP32 approval letter and three months of statements, each ending above a minimum balance. To be safe, plan for more than US$1,100.
More detail

The Board of Investment lists its own LTR fee as THB 50,000 per person for the 10-year visa, collected in Thailand. It says embassy and e-visa fees vary and can be considerably higher.

Sources: Royal Thai Embassy, Thailand Board of Investment (BOI). Checked 11 October 2026.

Tax

Thailand treats you as a tax resident after about 180 days in a calendar year, and a resident is taxed on foreign income brought into Thailand. The Revenue Department's 2024 return guide applies this to foreign income earned from 1 January 2024 onwards and remitted to Thailand in the same or a later year. US citizens abroad generally file on worldwide income, and you can usually take Thai tax as a credit, but not on income you exclude.

  • Thai rates on net income: nothing on the first THB 150,000, then 5% rising in steps to 30% between THB 2 million and 5 million, and 35% above THB 5 million.
  • The 2026 foreign earned income exclusion limit is $132,900. The physical presence test needs 330 full days abroad within 12 months.
  • Foreign accounts above $10,000 in total at any point in the year need an FBAR. A Thai account counts toward that threshold.
  • The treaty settles dual residence by permanent home and then centre of vital interests, but its saving clause lets the US keep taxing its citizens.
More detail

If both countries treat you as resident, the treaty tie-breaker applies, but it does not remove US filing.

Thailand is not on the Social Security Administration's list of agreements, so you may owe contributions in both systems. US self-employment tax applies to net self-employment profit even when that income is excluded from income tax. We found no official source for what Thai social security costs, so that is unknown here.

We found no official source on whether your US state still taxes you after you move abroad, so that is unknown here.

The LTR visa lists a tax exemption for overseas income among its privileges. The DTV pages list none, and a DTV stay of 180 days plus a 180-day extension can make you resident.

Sources: The Revenue Department (Thailand), Internal Revenue Service, Financial Crimes Enforcement Network (FinCEN), US Social Security Administration, Royal Thai Embassy, Thailand Board of Investment (BOI). Checked 15 October 2026.

Setting up

The US State Department highly recommends travel insurance and asks you to check that it covers evacuation assistance and medical care. The Washington DTV page lists no insurance requirement, and the LTR asks for health insurance of at least US$50,000, or current Thai social security benefits, or a bank balance held for 12 months (to be safe, more than US$110,000). We found no official prices for private insurance, so that cost is unknown.

  • If you have income taxable in Thailand, apply for a tax identification number on form L.P. 10.1 within 60 days of first earning it, at a revenue office.
  • Your landlord must notify immigration within 24 hours of your arrival at the property (form TM.30).
  • If you stay more than 90 days, report your address to immigration every 90 days, within 7 days either side. Reporting late carries a fine of THB 2,000, and at least THB 4,000 if you are arrested before you report.
More detail

We found no official source on opening a Thai bank account as a foreign resident, so we cannot say what banks accept.

Sources: The Revenue Department (Thailand), Financial Crimes Enforcement Network (FinCEN), Royal Thai Embassy, Thailand Board of Investment (BOI), Royal Thai Consulate-General, US Department of State. Checked 16 October 2026.

Living in Chiang Mai

The US State Department's advice for Thailand is Level 1, exercise normal precautions, with increased caution near the Cambodian border and in the Yala, Pattani and Narathiwat provinces. We found no official source for the weather, rents or other living costs in Chiang Mai, so they are unknown here. We also found no official source for rents or conditions in Bangkok or Phuket, the other two places the research looked at.

Sources: US Department of State. Checked 16 October 2026.

The country

More on Thailand.

Sources

Official sources we used.

Government and official pages only, each with the date we checked it.

  1. Foreign exchange rates, 9 October 2026, Bank of Thailand. Checked 10 October 2026.
  2. Report of Foreign Bank and Financial Accounts (FBAR), Financial Crimes Enforcement Network (FinCEN). Checked 10 October 2026.
  3. Foreign earned income exclusion limit, Internal Revenue Service. Checked 10 October 2026.
  4. Foreign tax credit, Internal Revenue Service. Checked 10 October 2026.
  5. Physical presence test, Internal Revenue Service. Checked 10 October 2026.
  6. Publication 54, tax guide for US citizens abroad, Internal Revenue Service. Checked 10 October 2026.
  7. Thailand tax treaty documents, Internal Revenue Service. Checked 10 October 2026.
  8. US citizens abroad: filing requirements, Internal Revenue Service. Checked 10 October 2026.
  9. US–Thailand income tax convention (1996), text, Internal Revenue Service. Checked 10 October 2026.
  10. Foreigners staying in Thailand more than 90 days, Royal Thai Consulate-General, Los Angeles. Checked 15 October 2026.
  11. Important announcement on the Thailand Digital Arrival Card (TDAC), Royal Thai Consulate-General, Chicago. Checked 11 October 2026.
  12. Destination Thailand Visa (DTV): period of stay and extension, Royal Thai Embassy, Helsinki. Checked 10 October 2026.
  13. Destination Thailand Visa (DTV): requirements, Royal Thai Embassy, Washington D.C.. Checked 10 October 2026.
  14. LTR visa: how to apply, Royal Thai Embassy, Washington D.C.. Checked 11 October 2026.
  15. New Tourist Visa Exemption Scheme (30 days), effective 15 September 2026, Royal Thai Embassy, Washington D.C.. Checked 15 October 2026.
  16. Non-Immigrant B visa (working), Royal Thai Embassy, Washington D.C.. Checked 10 October 2026.
  17. Non-Immigrant O-A (long stay) visa, Royal Thai Embassy, Washington D.C.. Checked 10 October 2026.
  18. Visa types and requirements, Royal Thai Embassy, Washington D.C.. Checked 10 October 2026.
  19. The notification of residence of foreign nationals within 24 hours (TM.30), Thailand Board of Investment, One Start One Stop Investment Center. Checked 10 October 2026.
  20. Long-Term Resident (LTR) visa: qualifications and privileges, Thailand Board of Investment (BOI). Checked 11 October 2026.
  21. Guide to Personal Income Tax Return 2024 (P.N.D. 90), The Revenue Department (Thailand). Checked 15 October 2026.
  22. Personal income tax, The Revenue Department (Thailand). Checked 15 October 2026.
  23. Tax identification number, The Revenue Department (Thailand). Checked 10 October 2026.
  24. Thailand introduces new 30-day and 15-day visa exemption rules from 15 September, Tourism Authority of Thailand (TAT Newsroom). Checked 15 October 2026.
  25. Thailand Travel Advisory, US Department of State (Internet Archive copy). Checked 16 October 2026.
  26. US international Social Security agreements, US Social Security Administration (Internet Archive copy). Checked 10 October 2026.

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