Retirement visa in Cambodia

• The Ministry of Foreign Affairs lists ER among the E-class extensions of stay, generally for people aged 55 or over who are not employed. A private guide words it as people aged 55 or above who can support themselves financially.
• The ordinary (E) visa is also described as suited to retired foreigners. There is no separate retirement visa issued abroad: the ER extension is granted in Cambodia on an E visa.
• The Ministry's table names dependants only under EB. The pages we read do not say whether a spouse can be included on an ER extension.
• Anyone who wants to work needs EB and a work permit; ER is for people who are not employed. A private guide (October 2026) says ER was introduced but is rarely used, and that agencies recommend EB as simpler.

Sources: Royal Embassy of Cambodia in Berlin (Ministry of Foreign Affairs and International Cooperation of Cambodia). Checked 16 October 2026.

• The Ministry asks for proof of retirement and sufficient funds, for example a pension letter or bank statements. It states no income, pension or deposit amount, so that amount is unknown here.
• A private guide (October 2026) says there is no minimum income, no bank balance threshold and no mandatory insurance in the visa system. It does not say how ER applications are judged, so ask the Immigration Department.
• Canada's government says an onward ticket and proof of sufficient funds are required to enter, without giving an amount.

Sources: Royal Embassy of Cambodia in Berlin (Ministry of Foreign Affairs and International Cooperation of Cambodia), General Department of Immigration, Government of Canada (travel.gc.ca). Checked 16 October 2026.

• A private guide lists proof of retirement from the home country, such as pensions or social security. The Ministry's table names a pension letter or bank statements.
• The pages we read do not say which invitation or letter a retiree gives for the first E visa. The Berlin embassy asks for a signed form, a scan of the passport photo page, a flight itinerary, proof of accommodation and proof of payment.
• Your passport must be valid at least 6 months beyond entry and any extension. Canada says you can be denied an extension if you are not registered on the Foreigners Presence in Cambodia System.

Sources: Royal Embassy of Cambodia in Berlin (Ministry of Foreign Affairs and International Cooperation of Cambodia), Government of Canada (travel.gc.ca). Checked 16 October 2026.

• You can apply for the E visa on the e-Visa portal, on arrival, or through an embassy by email. The Ministry gives 3 working days to process it, and the visa must be used within 3 months of issue. Since 3 October 2026 every visa is electronic.
• ER is requested in Cambodia after entry. The 2023 investment handbook says the ordinary visa is renewed at the Immigration Department, and Smartraveller says renewals can also be done at some travel agencies and visa agents or at the department's office in Phnom Penh.

Sources: Royal Embassy of Cambodia in Berlin (Ministry of Foreign Affairs and International Cooperation of Cambodia), Council for the Development of Cambodia (government investment body), Smartraveller (Australian Government, Department of Foreign Affairs and Trade). Checked 16 October 2026.

• An adviser reports the ordinary e-Visa fee as US$35 from 1 January 2025, down from US$42. The Berlin embassy charges EUR 40 for an emailed application: EUR 35 plus a EUR 5 uploading fee.
• A private guide (October 2026) reports US$45 for 1 month, US$75 for 3, US$155 for 6 and US$285 for 12 months (EB), or US$300 to US$350 through an agent; an ER-specific fee is not given.
• Overstay is fined at US$10 a day, per the 2023 investment handbook. Canada says the fine has no limit and that after more than 30 days over you must leave Cambodia.

Sources: Royal Embassy of Cambodia in Berlin (Ministry of Foreign Affairs and International Cooperation of Cambodia), General Department of Immigration, Council for the Development of Cambodia (government investment body), Government of Canada (travel.gc.ca). Checked 16 October 2026.

• ER is granted for 1, 3, 6 or 12 months. The 1- and 3-month extensions are single-entry and the 6- and 12-month ones multiple-entry.
• The E visa itself gives 30 days from entry. The Ministry's page does not say how ER is renewed or whether proof of retirement is checked again.

Sources: Royal Embassy of Cambodia in Berlin (Ministry of Foreign Affairs and International Cooperation of Cambodia). Checked 16 October 2026.

• The pages we read describe no permanent-residence status for ER holders. The Ministry lists ER only as a series of extensions of 1 to 12 months.
• Cambodia's Law on Nationality lets a foreigner apply to naturalise after living in Cambodia continuously for seven years from receiving a residence card issued under the Law on Immigration. Naturalisation is a favour that can be refused. No page we read ties a residence card to ER.

Sources: Royal Embassy of Cambodia in Berlin (Ministry of Foreign Affairs and International Cooperation of Cambodia), Council for the Development of Cambodia (government investment body). Checked 17 October 2026.

• A person is a Cambodian tax resident if domiciled in Cambodia, if their principal place of abode is there, or if present more than 182 days in the calendar year. PwC words the day count as a 12-month period, so check which applies to you.
• A resident is liable to salary tax and to tax on profit from Cambodian and foreign sources, and a non-resident on Cambodian sources only. How pensions and investment income are treated was not covered in what we read, so that is unknown here.
• The treaty lists of the US, Canada, Australia and New Zealand do not include Cambodia, so no treaty settles a dual claim on your income. Cambodia charges VAT at 10% on most goods and services.

Sources: Council for the Development of Cambodia, Internal Revenue Service, Department of Finance Canada, Australian Treasury, Inland Revenue (New Zealand). Checked 17 October 2026.

• Work permit in Cambodia

• Visas in Cambodia
• Cambodia

1. Visa exemption between Cambodia and other countries (as of 25 September 2026), Royal Embassy of Cambodia in Berlin (Ministry of Foreign Affairs and International Cooperation of Cambodia). Checked 16 October 2026.
2. Royal embassies of Cambodia and their diplomatic jurisdictions, Royal Embassy of Cambodia in Berlin (Ministry of Foreign Affairs and International Cooperation of Cambodia). Checked 16 October 2026. The Royal Embassy in Washington D.C. covers the United States of America (and Mexico).
3. US citizens and residents abroad: filing requirements, Internal Revenue Service. Checked 16 October 2026. Page reviewed 14 March 2026; US citizens abroad generally file on worldwide income.
4. US international Social Security agreements (Internet Archive copy), US Social Security Administration (Internet Archive copy). Checked 16 October 2026.
5. Report of Foreign Bank and Financial Accounts (FBAR), Financial Crimes Enforcement Network (FinCEN). Checked 16 October 2026. Required when foreign accounts exceed US$10,000 in total at any time in the year.
6. Cambodia travel advice and advisories (updated 14 October 2026), Government of Canada (travel.gc.ca). Checked 16 October 2026.
7. Royal Embassies of Cambodia: embassies, ambassadors and the countries they cover, Ministry of Foreign Affairs and International Cooperation of Cambodia (mfaic.gov.kh). Checked 16 October 2026. The Ministry's own list. The ambassador at the Permanent Mission to the United Nations in New York (327 East 58th Street) is shown as covering the United Nations and Canada; the Washington embassy (4530 16th Street N.W.) covers the U.S.A. No Ottawa embassy is listed. The New York mission's website, cambodiaun.org, returned a server error (520) on 16 October 2026, so its visa instructions, if any, were not read.
8. Social security agreements (countries with agreements), Government of Canada (Employment and Social Development Canada). Checked 16 October 2026.
9. Line 40500: Federal foreign tax credit, Canada Revenue Agency. Checked 16 October 2026. Page dated 14 August 2026: a person who was a Canadian resident at any time in the year and reported income from outside Canada can claim a federal credit for foreign tax paid, on Form T2209, limited in most cases to the lesser of the foreign tax paid and the Canadian tax on that country's income.
10. Cambodia travel advice (Internet Archive copy), Smartraveller (Australian Government, Department of Foreign Affairs and Trade), Internet Archive copy. Checked 16 October 2026. Internet Archive capture of 12 October 2026, opened on 16 October 2026; page updated 22 September 2026 and shown as still current on 13 October 2026. The live page timed out from our machine. Written for Australian travellers: overall advice 'Exercise a high degree of caution', and do not travel within 50 km of the Thailand border (Banteay Meanchey, Oddar Meanchey, Preah Vihear, Battambang, Pailin, Pursat, Koh Kong); you need a visa, and the e-visa or visa on arrival is valid 30 days; e-Arrival within 7 days before arriving by air; FPCS registration; overstay fines of US$10 a day with no upper limit; passport valid 6 months from arrival; you need the correct visa and a work permit to work, whatever your employment status; no healthcare agreement between Australia and Cambodia; poor public hospitals, cash up front, evacuation; street crime; wet season July to November; riel is the official currency and US dollars are legal tender.
11. International social security agreements (Internet Archive copy), Australian Government, Department of Social Services (Internet Archive copy). Checked 16 October 2026.
12. Royal Embassy of Cambodia to Australia and New Zealand, home page (Internet Archive copy), Royal Embassy of Cambodia to Australia and New Zealand, Canberra (Ministry of Foreign Affairs and International Cooperation of Cambodia; Internet Archive copy). Checked 16 October 2026. Internet Archive capture of 27 February 2025, opened on 16 October 2026; the embassy's own site (recaus.mfaic.gov.kh) returned 'not found' on every page tried that day, and the archive holds none of its visa pages. The home page names the embassy as serving Australia and New Zealand and gives the address 5 Canterbury Crescent, Deakin ACT 2600, a telephone number and a consular email address; it lists no fees, requirements or opening hours.
13. Cambodia travel advice, SafeTravel, New Zealand Ministry of Foreign Affairs and Trade. Checked 16 October 2026. Page updated 4 September 2026, read on 16 October 2026 (the full page, including its detailed sections). Advice level 2 of 4 (exercise increased caution) for Cambodia, and level 4 (do not travel) within 50 km of the Thailand border because of armed conflict (last updated 28 July 2025, still current on 16 October 2026); the land border with Thailand is closed. Violent crime is common and foreigners have been targets; bag-snatching from motorcycles and tuk-tuks is prevalent in urban areas, and it asks for particular awareness in tourist areas including Siem Reap, the Phnom Penh riverfront and the beaches at Sihanoukville and Koh Rong; drink spiking; warning about too-good-to-be-true job offers linked to scam compounds; unexploded landmines in many rural parts of Cambodia, with mined areas often unmarked; road and vehicle safety standards significantly lower than in New Zealand; protests that have occasionally turned violent; comprehensive travel insurance including medical evacuation by air. Nearest New Zealand office: the Embassy in Bangkok (by appointment). The page has no section on entry requirements, visas or fees.
14. Social security agreements, Work and Income (Ministry of Social Development). Checked 16 October 2026.
15. The Cambodia Retirement Visa (ER) and the E-class extensions of stay (EOS) cheat sheet, Royal Embassy of Cambodia in Berlin (Ministry of Foreign Affairs and International Cooperation of Cambodia). Checked 16 October 2026.
16. Types of visas: Business Visa (E) and Tourist Visa (T), Royal Embassy of Cambodia in Berlin (Ministry of Foreign Affairs and International Cooperation of Cambodia). Checked 16 October 2026. A Cambodian embassy's page, written for all applicants, not for US citizens. Business Visa (E): single entry, valid 3 months from issue, 30 days from entry, extendable with multiple options, processing 3 working days, for people with an employment offer, an invitation from a registered Cambodian company or organisation, or sent by a company; also suited to retired foreigners. Tourist Visa (T): single entry, 30 days, extendable once, processing 3 working days, employment prohibited.
17. General Department of Immigration home page, General Department of Immigration, Ministry of Interior, Cambodia. Checked 16 October 2026. Khmer-language site, partly script-rendered; its notice says all travellers can submit the Cambodia e-Arrival within 7 days before or on arrival, free of charge.
18. How to get a Cambodian visa, Royal Embassy of Cambodia in Berlin (Ministry of Foreign Affairs and International Cooperation of Cambodia). Checked 16 October 2026.
19. Cambodia transitions fully to electronic visas, phasing out physical passport stickers (news of 3 October 2026), Royal Embassy of Cambodia in Berlin (Ministry of Foreign Affairs and International Cooperation of Cambodia). Checked 16 October 2026.
20. Handbook on Investing in Cambodia, 2023 edition (Visa rules, page 69), Council for the Development of Cambodia (government investment body), with the Australian government. Checked 16 October 2026.
21. Handbook on Investing in Cambodia, 2023 edition (Visa rules, online application and overstay penalty, page 70), Council for the Development of Cambodia (government investment body), with the Australian government. Checked 16 October 2026.
22. Law on Nationality (1996), English text, Council for the Development of Cambodia (government investment body). Checked 17 October 2026. Promulgated 9 October 1996. Article 7: naturalisation is a favour and may be refused. Article 8(3): residence in Cambodia continuously for seven years from receiving a residence card issued under the Law on Immigration.
23. Law on Taxation (1997), English text, Council for the Development of Cambodia (government investment body; copy of the Royal Government of Cambodia text). Checked 17 October 2026.
24. United States income tax treaties A to Z, Internal Revenue Service. Checked 16 October 2026.
25. Tax treaties in force, Department of Finance Canada. Checked 16 October 2026.
26. Income tax treaties in force, Australian Treasury. Checked 16 October 2026.
27. Tax treaties, Inland Revenue (New Zealand), Tax Policy. Checked 16 October 2026.